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: Full access to Bitcoin features requires an annual membership fee of $1,000 , typically deducted once your account balance reaches this threshold.

Xapo Bank allows its members to buy and sell Bitcoin (BTC) directly through its mobile app, serving as a regulated bridge between traditional banking and digital assets.

: To buy BTC, you use the "Exchange" or "Swap" feature to convert USD into Bitcoin.

: You can place one-time market buys or set up recurring buy orders on a daily, weekly, or monthly basis.

: You must first deposit funds into your Xapo Bank USD account via bank transfer (FedWire, FedACH, or SEPA).

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