: Designed for rural and some suburban areas, these offer 0% down payment for low-to-moderate income buyers.
: Nearly all WHEDA and local grant programs require a Homebuyer Education Course .
: A 30-year fixed-rate mortgage for single-family homes, condos, or even manufactured homes. It requires a minimum credit score of 620.
: Zero down payment and no monthly mortgage insurance for veterans and active service members.
Local municipalities often provide "forgivable" grants that don't need to be paid back if you live in the home for a set period. Program Name Key Benefit Home-Buy the American Dream Up to $35,000 in deferred assistance. Milwaukee Milwaukee Home DPA Forgivable grants of $5,000–$7,000. Green Bay NeighborWorks Green Bay DPA loans typically ranging from $3,000 to $8,000. Waukesha HOME Consortium DPA Forgivable loans up to $10,000 for eligible buyers. National Programs Available in Wisconsin
Unlocking the Badger State: A Guide to Wisconsin Home Buying Programs in 2026
: Work with a WHEDA-approved lender to see which credits and grants can be "stacked" for maximum savings. Available Programs | WHEDA