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When To Buy Mutual Funds Online

If you have a large windfall and a high risk tolerance.

Statistically, lump sum investing outperforms DCA about 66% to 75% of the time because markets tend to rise over the long term, and your money starts compounding immediately. 2. Tactical Timing: The "Daily Cut-off" Rule Investing in Mutual Funds: What They Are and How They Work

You buy more units when prices are low and fewer when they are high, which can lower your average cost over time (rupee/dollar-cost averaging).

How you buy depends on whether you have a large amount of cash ready or are investing from your monthly salary.