Visa Credit Card Company ✔

: Founder Dee Hock realized the "card" was just a placeholder for data; the real business was the trusted exchange of value.

: Visa does not issue cards, extend credit, or set interest rates; these functions are handled by partner banks . visa credit card company

: Bank of America spun off the program into a bank-owned cooperative, which was renamed Visa in 1976. Modern Infrastructure & AI : Founder Dee Hock realized the "card" was

: In 2025, its VisaNet system processed over 257 billion transactions totaling $14.2 trillion. Evolutionary Origins or set interest rates