: 71% of college students report delaying major life events, such as marriage or having children, due to their debt.
Student Loan Debt Statistics [2026] - Education Data Initiative student loans debt
: Individuals with over $30,000 in student debt are 11% less likely to start a new business. : 71% of college students report delaying major
53.3% of undergraduate program completers use federal loans at some point. such as marriage or having children
Student loan debt in the United States has reached approximately , making it the second-largest source of household debt behind mortgages. About 44.7 million Americans carry student loan balances, with federal loans accounting for roughly 92% of the total outstanding debt. Market Snapshot & Statistics