Shema S — Zajmami

Technical "carousel" loans (using new loans to pay old ones). Legal definitions of "sham" vs. "genuine" transactions.

: The Anatomy of Shadow Banking: Identifying Fraudulent Loan Schemes in Emerging Markets. shema s zajmami

: The Cycle of Credit: Socio-Economic Impacts of Informal Loan Schemes on Household Stability. Technical "carousel" loans (using new loans to pay old ones)

The phrase (Russian: схема с займами ) generally translates to "loan scheme" or "loan structure." Depending on whether you are writing about corporate finance, law, or an investigative piece, here are three distinct directions for a paper: 1. Corporate Finance: Optimization & Intercompany Loans or an investigative piece

A more human-centric or macroeconomic take on how informal loan schemes affect the population.