These cover only emergency injuries (e.g., broken bones, snake bites, swallowed objects) and are significantly cheaper than comprehensive plans.
Most providers, including ASPCA Pet Health Insurance and Lemonade , only cover cats and dogs. pet insurance pets only
Best Pet Insurance Companies of 2026 - U.S. News & World Report These cover only emergency injuries (e
: Offers some of the most affordable flat-rate "Accident Only" coverage, starting as low as $6/month for cats and $9/month for dogs. News & World Report : Offers some of
: Known for an accident-only plan that doesn't limit coverage as your pet ages, which is useful for senior pets that might be "accident-prone" but difficult to insure for illness. 3. Key Factors for Success
While there is no major company named "Pets Only," several specialized plans focus exclusively on specific needs, such as coverage or domestic-only animals. For most owners, "pets only" refers to choosing an Accident-Only plan to save on monthly costs by excluding illness and routine care . 1. Choose Your "Pets Only" Strategy The best way to insure "pets only" depends on your goal: