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: Participation is optional for local Public Housing Agencies (PHAs); you must check with your local PHA to see if they offer it.

: HUD provides grants to states and localities that they use to fund activities like down payment assistance for homebuyers whose income does not exceed 80% of the Area Median Income (AMI).

: This program offers a 50% discount on the list price of homes in designated revitalization areas for eligible law enforcement officers, teachers (pre-K through 12th grade), firefighters, and emergency medical technicians.