Here is how to strategically boost your score before applying for a house: 1. Fix "Hidden" Errors Fast
Get free copies of your reports from AnnualCreditReport.com.
Checking your credit report is the first step. Many reports contain errors, like incorrectly marked late payments or accounts you never opened, that unfairly drag down your score.
This is the amount of revolving credit you're using compared to your total limits. Lenders prefer a ratio , and under 10% is even better.
Here is how to strategically boost your score before applying for a house: 1. Fix "Hidden" Errors Fast
Get free copies of your reports from AnnualCreditReport.com.
Checking your credit report is the first step. Many reports contain errors, like incorrectly marked late payments or accounts you never opened, that unfairly drag down your score.
This is the amount of revolving credit you're using compared to your total limits. Lenders prefer a ratio , and under 10% is even better.