Before house hunting, obtain a from a lender. This defines your price range and shows sellers you are a serious buyer. Preparing for Your First Home Purchase - Contour Mortgage
: While 20% avoids private mortgage insurance (PMI), many first-time programs allow as little as 3% to 3.5% . how do i buy my first home
: A score of 740+ typically secures the best interest rates, while 620 is generally the minimum for conventional loans. Avoid opening new credit lines or making large purchases during this period. Before house hunting, obtain a from a lender