Home Buying 101 -

: Have three months of living expenses saved, three months of mortgage payments in reserve, and compare at least three different properties before deciding.

Buying a home is often the most significant financial decision you will make. This 101 guide breaks down the essential steps—from initial prep to closing day—to help you navigate the process with confidence. 1. Prepare Your Finances home buying 101

A is a lender's formal commitment to loan you a specific amount. : Have three months of living expenses saved,