Loan Inspection: Fha

Must be stable and free of significant cracks, shifting, or water intrusion .

Soil must slope away from the foundation to ensure proper drainage . fha loan inspection

For an FHA loan, the "inspection" is technically part of the . While a standard appraisal only estimates market value, an FHA-approved appraiser must also verify that the home meets the Department of Housing and Urban Development's (HUD) Minimum Property Requirements (MPR) for safety, security, and structural soundness . Key FHA Inspection Categories Must be stable and free of significant cracks,

The appraiser evaluates the property based on "The Three S’s": (protecting occupants), Security (protecting the FHA's investment), and Soundness (structural integrity) . 1. Structural & Exterior Standards While a standard appraisal only estimates market value,

Any staircase with three or more steps must have a secure handrail . 2. Health & Environmental Hazards FHA Home Inspection Checklist: What Appraisers Look For