This is the official website authorized by federal law to provide free credit reports from the three major bureaus (Equifax, Experian, and TransUnion).
Currently, you can get reports weekly (expanded from once a year during the pandemic). Official: Backed by the FTC and the CFPB . creditrport.com
Ensure the site has a valid SSL certificate (the padlock in the address bar). This is the official website authorized by federal
You must answer "security challenge" questions (e.g., "Which of these cars did you own in 2012?") which can be difficult to remember. ⚠️ Red Flags: Watch Out for "Look-Alikes" Ensure the site has a valid SSL certificate
Many sites use names similar to the official one to charge you fees or harvest your Social Security Number (SSN).
Sites like "creditrport.com" or "annualcreditrepot.com" are often phishing sites.
Below is a review of the legitimate, government-mandated site and how to stay safe. 🏛️ The Gold Standard: AnnualCreditReport.com