Credit | Score Information

How many new accounts or "hard inquiries" you have recently made. 10%

The most common scoring model, the , uses five main categories of data from your credit reports to determine your number. What it measures Payment History 35% Your track record of on-time or late payments. Amounts Owed 30% credit score information

The total debt you have and your (how much of your limit you use). Length of Credit History 15% How long your accounts have been open. New Credit 10% How many new accounts or "hard inquiries" you

The variety of accounts you have (e.g., credit cards vs. student loans). ✅ What is a "Good" Score? credit score information

What is a credit score? | Consumer Financial Protection Bureau