: Regular checks allow you to spot and dispute inaccuracies or fraudulent activity on your credit report.
: Making on-time payments is the most significant factor. check your credit scores
: Keeping your credit utilization ratio (the amount of debt you carry relative to your credit limits) under 30% is ideal. : Regular checks allow you to spot and
While different lenders have different standards, here is a general guide to credit score ranges: : Excellent/Super-prime 660–719 : Good/Prime 620–659 : Fair/Near-prime Below 620 : Poor/Subprime check your credit scores