In Utah , car insurance rates are currently slightly below the national average. As of April 2026, the average cost for full coverage in Utah is approximately $2,283 per year ($190/month), while minimum liability coverage averages about $862 per year ($72/month). Cheapest Providers in Utah (2026)
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: Drivers under 25 with a 3.0 GPA or higher can often secure a "Good Student" discount through providers like Geico or State Farm . In Utah , car insurance rates are currently
: The best choice for high-risk drivers, particularly those with a DUI, offering rates roughly 43% lower than the state average for that profile. Costs by City For financial advice, consult a professional
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