: Hire a real estate agent to represent your interests, find listings, and handle negotiations.
: Visit a lender to get a pre-approval letter, which shows sellers you are a serious buyer and confirms your budget. can you buy a house
: Provide your lender with final documents (pay stubs, tax returns) to move from pre-approval to a final mortgage commitment. : Hire a real estate agent to represent
: Create a "must-have" vs. "nice-to-have" list (e.g., number of bedrooms, neighborhood) and start touring homes. : Create a "must-have" vs
: Review and sign your final documents, pay your closing costs, and receive the keys to your new home. Essential Documents You'll Need
: Once the offer is accepted, schedule a professional home inspection and a bank appraisal to confirm the property's condition and value.
: Review your credit score (aim for 620+) and calculate how much you can afford for a monthly payment.