California Home Buying Programs Apr 2026

The most talked-about program is the . It fundamentally changes how buyers enter the market by acting as a silent partner rather than a traditional lender.

Up to 20% of the home’s purchase price (capped at $150,000) for a down payment or closing costs. california home buying programs

Because it is so popular—likened by some to "buying Taylor Swift tickets"—applicants are now chosen via a randomized drawing rather than first-come, first-served. The most talked-about program is the