Buying A House With Low Down Payment ✰

When you put down less than 20%, lenders typically require to protect themselves if you default.

: Backed by the U.S. Department of Agriculture , these offer 0% down for low-to-moderate-income buyers in designated rural and suburban areas. buying a house with low down payment

Buying a home with a low down payment is a viable path to homeownership that moves many buyers away from the traditional 20% requirement. In 2025, the median down payment for first-time buyers was approximately , with many options available as low as 0% to 3.5% . Popular Low and No Down Payment Loan Options When you put down less than 20%, lenders