: Premiums paid for these plans are typically eligible for tax deductions under Section 80D of the Income Tax Act.
Once the yearly aggregate deductible is met, all subsequent claims are covered. Severe, one-time medical events. Chronic issues or multiple hospitalisations. Key Benefits buy up plan
Understanding the difference between these two is critical for selecting the right coverage: Standard Top-Up Plan Super Top-Up Plan Triggered per single hospitalisation. Triggered by cumulative expenses in a year. Multiple Claims Deductible must be crossed for each new claim. : Premiums paid for these plans are typically
: Your primary insurance (e.g., an employer-provided plan) pays for the initial hospitalisation costs. Chronic issues or multiple hospitalisations
Before purchasing, review these factors to avoid coverage gaps:
: Ideally, choose a buy-up plan that shares the same network of hospitals as your base plan to simplify cashless claims .