You can choose your car and finalize your financing in the same afternoon.
Since the dealer makes the rules, approvals are often instant. What to Expect
BHPH dealers often look beyond your credit score, focusing more on your income and residency.
With a BHPH loan, the dealership acts as both the seller and the lender. Instead of getting a loan from a bank or credit union, you make your payments directly to the dealer where you bought the car. Key Benefits