: Retailers like Target offer a debit card (the Target Circle Card) that links directly to your checking account, effectively allowing you to buy gift cards with your check funds while receiving benefits like a 5% discount. Retailers and Platforms
: Some specialized gift card platforms and bulk-order services allow you to pay via ACH (Automated Clearing House) or electronic check. This involves entering your routing and account numbers directly on a secure checkout page.
: Amazon allows users to reload their gift card balance directly using a linked checking account.
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