Experts warn that any business or lender asking you to print your own checks or pay back funds via gift cards is almost certainly a scam. If you receive a call out of the blue with such a request, the best course of action is to hang up immediately.

Buying blank check paper is often a practical business move to save money, but it can also be a central element in elaborate financial scams. The Scam: A Nightmare for One Ohio Couple

High-quality blank check paper, like that sold by Checkomatic or Zil Money , includes advanced security features and perforated stubs to prevent tampering and simplify recordkeeping. Red Flags to Watch For

Buying blank paper can cost as little as $23 per case, compared to approximately $133 for pre-printed checks, offering savings of up to 80% .