Budget an extra 6–10% of the purchase price for one-time costs, including agent fees (3% + ¥60,000), registration taxes, and stamp duty.
Securing a Japanese mortgage without Permanent Residency (PR) is the biggest challenge. Non-PR buyers should expect to provide a 20–50% down payment and may need to work with specialized lenders like SMBC Trust (Prestia) or Tokyo Star Bank. buy apartment tokyo
Buying property does not grant residency . You can own an apartment as a non-resident on a tourist visa, but living there long-term requires a separate work or spouse visa. Budget an extra 6–10% of the purchase price
Use specialized agencies like Plaza Homes , Tokyo Portfolio , or Apartments Tokyo which offer bilingual support for the complex "Explanation of Important Matters" (Juuyou jikou setsumeisho) required by law. Buying property does not grant residency
Buying an apartment in Tokyo in 2026 remains a remarkably open process for international buyers, as Japan has on foreign ownership of land or buildings. Whether you are a resident or buying from abroad, you can hold freehold title to property just like a Japanese citizen. Market Snapshot: April 2026
The weak yen continues to make Tokyo real estate relatively affordable for buyers using USD, EUR, or GBP. Top Neighborhoods for Buyers Neighborhood Azabu / Hiroo Global Families
Guide to Buying a House in Japan - Japan Real Estate - Japan-Property