A lower-cost "safety net" designed for those with few assets. It provides very limited coverage ($5,000 for property damage and $15,000 for PIP) and typically does not include bodily injury liability or UM/UIM unless added as options. Best and Most Affordable Carriers in NJ
New Jersey drivers generally choose between two primary policy structures: auto insurance new jersey
$35,000 per person and $70,000 per accident. Property Damage Liability: $25,000 per accident. A lower-cost "safety net" designed for those with few assets
Must match your liability limits ($35k/$70k minimum). Choosing Your Policy Type 000 for property damage and $15
The most common choice. It offers customizable coverage, higher liability limits, and the option to add comprehensive and collision protection.