This decision was a major victory for policyholders, often referred to as a win for —situations where traditional policies end up covering cyber-related risks because they aren't explicitly excluded.
The Illinois Supreme Court ultimately sided with the policyholder, establishing several critical precedents: 125978
The case began when a customer filed a class-action lawsuit against a tanning salon, , alleging the salon collected fingerprints without providing the proper written disclosures required by BIPA. This decision was a major victory for policyholders,
Krishna sought a legal defense from its insurer, , under its commercial general liability (CGL) policy. West Bend refused, sparking a legal battle over two main questions: Did a BIPA violation count as a "personal injury"? West Bend refused, sparking a legal battle over
Did policy exclusions for "statutory violations" apply to BIPA? 🛡️ Key Rulings from the Court